Dear

This is to inform you that I am in receipt of your
letter of (date) and I acknowledge that my account
is in the arrears in the amount of $

We have been experiencing some difficulties lately in
collecting our accounts receivable and unfortunately the
domino theory has become a reality.

In fairness to all of our creditors, I would like to
suggest that I send you $ per month for a period of
months in order to satisfy this obligation. I am
enclosing the first check for $ as a sign of good
faith and am hoping that this proposal will be acceptable
to you. It is understood that should we be successful in
our attempts to collect some of our larger receivables
during the next months, I will be most happy
to remit the entire balance owing on this account.

Please let me hear from you regarding the proposal I have
outlined. Thank you for your patience and understanding
in this regrettable situation.

Dear

This is to acknowledge our telephone conversation regarding
the past due balance on your account.

Perhaps your remittance to clear this amount has been mailed,
and if so, please accept our thanks. However, if it has not
yet been sent, we hope a check can be put in the mail in
another day or two to bring your account up to date. All
merchandise orders are currently being referred to us. Your
check to clear this past due balance must be received before
future shipments can be made.

We are sorry to see that your account once again carries a
past due balance. When I met with you recently, I stated
that we were willing to continue our extension of credit at
the present level with the understanding that your account
be maintained on a current basis.

Unfortunately, this is not the case at this time, so it will
be necessary for us to review the current credit arrangements
on your account. However, we will not be in a position to
extend any credit until the past due charges on your account
have been cleared. Once these charges have been cleared from
your account, we will review the credit arrangements that we
currently have on your account. If these past due charges
are not cleared within the next few days, we may have no other
alternative but to withdraw our extension of credit on your
account entirely.

Your cooperation and prompt attention to this matter will be
greatly appreciated. If you have any questions regarding your
account, please do not hesitate to call me.

Dear

We are throwing a going away party for Liza, which will
hopefully be a surprise.

Inasmuch as she is becoming an "Army Wife", we thought
it might be appropriate to buy her a really nice set of
luggage. We are asking that everyone chip in $21.50 to
make this a reality. Please let me know if this is okay
with you.

The party is planned for Liza’s last day, which is
Friday, June 15th, right after work. It ought to be fun!

GENERAL AFFIDAVIT

State of __________________

County of _________________

Before the undersigned, an officer duly commissioned by
the laws of ____________, on this_____day of _____________,
19____, personally appeared ______________________________
who having been first duly sworn depose and say:
__________________________________________________________
__________________________________________________________
__________________________________________________________
__________________________________________________________

Witness:________________ _______________________________

Sworn and subscribed before me this ___day of ___________
A.D. 19__
__________________________
__________________________

Dear

Your letter arrived a few days ago and I must confess
that this obligation completely slipped my mind.
Needless to say, there is no excuse for this and I
extend my sincerest apologies along with the attached
check.

Please accept our warmest regards and sincerest hope
that all is well. We certainly look forward to meeting
you in the near future.

Again, thank you for the hospitality you extended to
our son during the vacation period. I am sure Rob has
enjoyed and will continue to enjoy the friendship of
your son.

Dear

Would you believe that we simply detest writing letters
such as this one? We know that you certainly can’t enjoy
hearing from us under these circumstances.

I am, of course, referring to the fact that your account
has fallen very far behind.

We want you to remain a customer of ours, to continue to
buy our merchandise, and to know when we are planning an
outstanding sale.

What do you say? Can we hear from you today?
We are so anxious that we even placed a stamp on the
envelope for your remittance.

If you are unable to send us the payment, please give me
a call at the above telephone number. Thank you.

Dear

As we discussed in our recent telephone conversation, I have
released your "pending" order on our terms of net 30 days,
with payment expected on or before 30 days from the date of
the invoice.

I appreciate your candor and am looking forward to getting
your account back on sure footing in the not too distant
future.

Dear
Thank you for giving (name of agency) the opportunity
to make your travel arrangements for your recent trip to
(destination)

We hope that you were pleased with the air travel and the
hotel accommodations that we arranged for you. We encourage
your comments, insofar as that is the best means that we
have for learning first hand if the representations of
quality that are made to us are accurate.

We will look forward to hearing from you and hope that you
will afford us the opportunity to help you plan your next
vacation or business trip. Thank you.

Dear
Our accounting department has turned your past due
account over to me hoping that I could persuade you to
bring it current prior to forwarding your file to our
legal department.

When our firm extends credit to an individual such as
yourself, it bases its decision on that applicant’s
previous credit history and ability to pay. When you
requested credit from us, you met all of these criteria.
Today, however, your account has reached the critical
stage.

You can avoid any additional costs if you mail your
check in the amount of (amount) I must hear from you
within five days.

Dear

On (date) we called your attention to your account
balance in the amount of $

According to our records we have not received either a
reply to our letter or a remittance to clear this account.

We extended credit to you on your account in good faith
and expected payment under our normal thirty day terms
which we feel are most reasonable.

So that no further action on our part will be necessary, we
shall expect a remittance by return mail or the courtesy of
a reply to our letter as to why payment is being withheld