FOR VALUE RECEIVED, the undersigned jointly and severally
promise to pay to the order of _, the sum of _ ($_) Dollars,
with interest thereon at the rate of _% per annum on the
unpaid balance.

Said sum shall be payable in the manner following:

_

The undersigned shall have the right to prepay without
penalty. In the event any payment due hereunder is not made
when due, the entire balance shall be immediately due at the
option of any holder.

In the event of default, the undersigned agree to pay all
reasonable attorney fees and cost of collection.
Each maker, surety, guarantor or endorser of this note
waives presentation of payment, notice of non-payment, protest
and notice of protest and agrees to all extensions, renewals,
or release, discharge or exchange of any other party or
collateral without notice.

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GUARANTY
FOR VALUE RECEIVED, the undersigned do hereby guaranty
payment of the above note and agree to remain fully bound
until fully paid.
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