Dear

The drawing of a will may not be something we look
forward to, but the absence of one can create an
incredible hardship on our loved ones.

There have been so many stories about individuals
whose intentions could not be carried out due to
the fact that they had never bothered to write a
will or had never updated a will written many
years earlier.

If you do not have a will or if you have one that
does not express your current desires, we urge you
to address this problem.

Please find our pamphlet and return card enclosed.
We hope that you will find this information useful
and helpful and encourage you to return the card
to us if our trust department can be of assistance
to you.